and we're seeing some of the best values we have seen in two to three years particularly in the tax reusable bond market. >> we will keep you around for another segment and get a little bit more information from him. you can find out more at alamo capital, vice president of investment information at aloe capital .com. they have been around for a long time and great service in with guns. we'll be right back and you can always e-mail me at rob black .com. we will be right back. >> welcome back, rob black and your money. during the again is billy small from alamo capital. if you want to call the show pick up the phone,415 561 8753 or drop me an e-mail at rob black dot com. our interest rates affected about market? >> securities being issued. some have the sixth option were some are variable rates. a fixed rate, yet this same rate return for the life of your lawn. with variable rates we see those shoot up quite a bit recently due to be fed action to the rest of their tafavoring their programs at the end of the year. the people of the variable rate are getting hit with much higher costs.